The Help to Buy scheme

Help to Buy logoWe are the government appointed Help to Buy Agent for Equity Loans in London.

With a Help to Buy equity loan the government lends you up to 40% of the cost of your new build home, so you will need a minimum 5% deposit and a 55% mortgage to make up the rest.

For this scheme you must have a mortgage, which will be a first charge, as the equity loan can only be a second charge. The equity loan is for a maximum of 25 years or before if the property is sold or the mortgage is redeemed, whichever term is the shorter of the two.

However, a management fee of £1 a month will be applicable from the date of purchase. From year six a fee of 1.75% is payable on the equity loan, which rises annually by RPI (Retail Price Index) inflation plus 1%.

To find out more about Help to Buy, search for a property or apply please visit